Introduction
Accidents can happen even to the safest drivers. Knowing exactly what to do immediately after a collision is critical for protecting your safety, fulfilling your legal obligations, and ensuring proper handling of insurance claims.
1. Stop Immediately
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Never drive away from the scene of an accident, no matter how minor.
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Pull over safely to the side of the road if possible.
2. Check for Injuries
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First, check yourself and your passengers.
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Then check others involved in the crash.
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Call 911 right away if anyone is injured.
3. Secure the Scene
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Turn on your hazard lights.
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Use cones, flares, or warning triangles if available.
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Stay out of the flow of traffic.
4. Call the Police
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Utah law requires reporting if there are injuries, fatalities, or property damage over $1,500.
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Obtain the responding officer’s name, badge number, and accident report number.
5. Exchange Information
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Names, addresses, and phone numbers.
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Driver’s license numbers.
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License plate numbers.
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Insurance company names and policy numbers.
6. Document the Scene
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Take photos of the vehicles, damage, road conditions, and surroundings.
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Collect names and contact details of any witnesses.
7. Notify Your Insurance Company
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Report the accident as soon as possible.
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Provide accurate details and cooperate with their investigation.
8. Seek Medical Attention
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Even if you feel fine, some injuries may not show up immediately.
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Visit a doctor to be safe and keep records for insurance.
9. Follow Up
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Keep track of police reports, medical bills, and repair estimates.
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Stay in contact with your insurance provider until the claim is resolved.
Why It Matters
Remaining calm, following the law, and gathering complete information after a crash ensures your safety, prevents legal trouble, and speeds up the claims process.
Takeaway: After a crash, stop, secure the scene, check for injuries, call police, exchange information, document, and notify your insurance provider.